Consumerism is at an all-time high worldwide. Sales are no longer confined to festive seasons; e-commerce portals promote discounts year-round, making it difficult to resist. Print and digital media constantly trumpet major online sales, and items across categories—from clothing and accessories to electronics and groceries—are more affordable than before. You can find discounts on almost … Read more

Converting credit card payments into EMIs is a useful way to spread the cost of large purchases over several months, making repayments more manageable and helping protect your monthly cash flow. Below is a clear guide on how credit card EMIs work, how to convert transactions, the methods available, key considerations, and the benefits of … Read more

Businesses issue a GST credit note in specific situations to correct discrepancies in invoices and adjust tax liabilities. A credit note lets sellers amend previously issued invoices without reissuing a new bill, simplifying record-keeping and ensuring accurate accounting. Below is a clear explanation of what a credit note is, when to use one, the required … Read more

The minimum and maximum tenures for a personal loan are key considerations when planning to borrow. Personal loans are among the easiest unsecured credit options available from banks, NBFCs and other financial institutions. They offer conveniences such as quick online applications and no restrictions on how you use the funds. Still, the ease and affordability … Read more

You can easily download your Punjab National Bank (PNB) statement online using Internet Banking, the PNB mobile app, e-statements, SMS/ATM services, or by visiting a branch. The quickest options are Internet Banking and the mobile app, which provide instant access to your statements at any time. Having a clear view of your finances is the … Read more

Mutual funds have become extremely popular in India. With over 10 crore investors and assets crossing ₹67 lakh crore by early 2025, they are no longer limited to finance professionals. However, investing is only the first step. If you do not monitor your mutual fund portfolio, you may miss better opportunities or remain invested in … Read more

AI has reshaped the way we work across industries — from healthcare and manufacturing to IT, real estate and financial advisory. The pace of change is rapid: a Nasscom and Boston Consulting Group report projects that the AI market in India will grow at a compound annual growth rate of about 27% through 2027. The … Read more

Highlight: The shift to remote work was a difficult adjustment, but it is showing clear benefits for employees and organizations. Before the pandemic, most managers would have dismissed the idea of allowing employees to work from home full-time. The common belief was that remote work could not match the productivity or commitment of staff who … Read more

Looking to grow your savings with minimal risk? A Fixed Deposit (FD) is a reliable choice. FDs are a time-tested way to earn steady, predictable returns without exposure to market volatility. Whether you’re saving for a vacation, building an emergency fund, or planning long-term goals, an FD offers safety and clarity on returns. Fibe simplifies … Read more

In a world driven by money, many people worry about meeting their financial needs. Financial stress is the most commonly reported form of workplace stress and can seriously reduce quality of life. For employers, this stress lowers productivity and can negatively affect business profitability. At a recent HRIA Mumbai Chapter event, Vikas Sekhri, Head of … Read more