The IDBI Bank balance check number is a quick and convenient way to view your account balance. IDBI also provides several alternative methods to monitor your balance, including: SMS banking Missed call service Net banking Mobile banking You can check your IDBI Bank balance instantly using any of these methods. To use most services, make … Read more

2020 has been a difficult year for many—mentally, physically, emotionally, and financially. With much of daily life paused during a nationwide lockdown that lasted several months, it’s time to carefully restore routines and enjoy the season while observing social distancing and health precautions. Despite the COVID-19 pandemic, the festive season can still lift spirits. Regional … Read more

When choosing among investments like stocks, mutual funds, bonds and real estate, balancing safety and returns is essential. Fixed deposits (FDs) remain a sensible option for many investors because they provide capital protection and predictable income. Suitable for both new and experienced savers, FDs offer a simple way to earn passive income while preserving peace … Read more

Compiled By: Anil SinhaAbout Anil: He is the Head of Engineering at Fibe. With over 15 years of experience, Anil is passionate about technology and brings strong leadership grounded in human values. He has held various techno-functional leadership roles, worked hands-on with code, and delivered complex products in distributed data processing—particularly in trade processing and … Read more

The Buy Now, Pay Later (BNPL) option is rapidly gaining traction as more e-commerce platforms, banks and retailers introduce it. With quick, straightforward approvals, many consumers can now access short-term credit instantly to make purchases without paying the full amount upfront. Below is a clear explanation of what BNPL means, how it works, the advantages … Read more

Need to withdraw your Provident Fund (PF) online but unsure where to begin? You’re not alone. Many salaried employees look for straightforward guidance to access their PF savings for emergencies, education, medical expenses, home renovation or retirement planning. With digital services from the Employees’ Provident Fund Organisation (EPFO), withdrawing PF has become much simpler. You … Read more

Lending money to friends can be a difficult decision. Financial matters often strain close relationships, and while discussing money may feel uncomfortable, it’s sometimes unavoidable. When friends lend or borrow, it can trigger a chain of debt issues, stress, and damaged trust. Partial repayments or unpaid loans create awkwardness and resentment. But clear rules and … Read more

Want to understand the difference between a consumer CIBIL score and a commercial CIBIL score? Many people are unsure which applies to them and how each affects their chances of getting credit. In short: a consumer CIBIL score applies to individuals, while a commercial CIBIL score applies to businesses. Both are derived from credit reports … Read more

Starting your investment journey can be exciting, but it’s normal to have questions. Financial terminology can feel overwhelming at first, and one commonly encountered term is “YTD” or Year-to-Date, especially when reviewing mutual fund returns. Whether you’re new to investing or experienced, understanding YTD correctly helps you monitor and evaluate your investments more effectively. Read … Read more

Learning how to create a UPI ID and set a UPI PIN makes digital payments quick, secure, and convenient. With the Unified Payments Interface (UPI), you no longer need to visit a bank to transfer money—funds move instantly between accounts, often within seconds. Below is a clear, streamlined guide to UPI: what it is, how … Read more