Struggling to keep up with EMIs because of changes in your financial situation? It happens to many borrowers. Extending your loan tenure can lower your monthly payment, help you avoid missed payments, and protect your credit score when done for the right reasons. Below is a clear guide on when to consider extending your loan … Read more

Highlight: Receiving a bonus is exciting — whether you spend it or invest it — but using it to repay debt doubles the benefit. If you need extra funds after using your appraisal or performance bonus, Fibe can help. Diwali brings celebration and the customary Diwali bonus. Each year employees eagerly await this extra payout … Read more

A mobile phone loan makes it simple to buy the latest smartphone without paying the full amount up front. Smartphones today span a wide price range, from around ₹1,500 to over ₹1.5 lakh, and higher-end models from established brands often offer superior features and longer lifecycles. Given these prices, it’s important to plan how you … Read more

Choosing the right auto loan is as important as choosing the car itself. When buying a vehicle, you want it to meet your needs and stay within your budget — the same care should go into selecting an online car loan. While getting an instant car loan online can be quick and convenient, rushing the … Read more

Credit card reward points are incentives card issuers provide to cardholders for using their cards. With each eligible purchase, you earn a certain number of points based on the card’s rewards program. These points can be redeemed for products, discounts, travel benefits, or a cash equivalent, depending on the issuer’s terms. Read on to understand … Read more

UPI has made sending money faster and more convenient than ever. With a few taps you can pay friends, shop online or settle bills instantly. But in that speed, mistakes can occur — you may accidentally send money to the wrong person. Fortunately, this happens frequently and there are clear steps you can take to … Read more

Growing your wealth through mutual funds requires more than choosing a single promising fund; it demands thoughtful planning, active management and prudent risk control. One of the simplest and most effective risk-management tools is diversification. Diversification in mutual funds means spreading investments across equities, bonds and multiple sectors so that weak performance in any one … Read more

Many furniture brands offer a wide selection of stylish, functional pieces to suit different tastes and needs. However, furnishing a home or doing a room makeover can be expensive. Instead of using all your savings, taking a personal loan for furniture can help you spread the cost while keeping emergency funds intact. Below is a … Read more

When you take a personal loan, the EMI may appear as a single fixed amount you pay every month. Behind that single figure, however, is a clear structure that determines how much of each payment goes toward interest and how much reduces the loan principal. This detailed breakdown is provided in the Key Fact Statement … Read more

Scheduled banks are those listed under the Reserve Bank of India (RBI) Act and must meet specific financial norms, making them generally more reliable. Non-scheduled banks are not listed and therefore do not have to follow all the same rules. Have you ever wondered what makes one bank more trustworthy than another? Why some are … Read more