Credit cards provide instant access to funds for planned and unexpected expenses. That raises the question: can you pay a credit card bill with another credit card? While you can use a credit card for many transactions, direct payment of one credit card bill with another card is generally not permitted. However, there are practical … Read more

Collateralised loan obligations (CLOs) are an investment vehicle that can offer attractive returns compared with many traditional fixed-income options. Often viewed as an alternative to corporate bonds, CLOs have demonstrated a track record of consistent performance for investors willing to accept additional complexity and risk. Below is a clear overview of what CLOs are, how … Read more

When evaluating the performance of your investments, choosing the right metric matters. Two commonly used measures are XIRR (Extended Internal Rate of Return) and CAGR (Compound Annual Growth Rate). Both express returns as percentages, but they use different methods and serve different purposes. This article explains the differences between XIRR and CAGR, shows how to … Read more

Mental health is becoming an increasingly open topic of conversation, supported by social media and other platforms that make it easier to discuss stress and workplace tension. These common issues can lead to long-term problems such as sleep disturbances, persistent fatigue, and general health decline, so practicing self-care is essential to reduce their impact. Many … Read more

Having an accurate credit report is essential for maintaining a healthy credit score and securing loans or credit cards with minimal friction. Lenders use your CRIF High Mark report to evaluate how you manage credit, so even small mistakes can delay approvals or affect borrowing terms. Regularly checking your report and correcting errors promptly protects … Read more

The Government of India provides tax rebates to encourage savings and investments, particularly for middle-income earners. A tax rebate is essentially a refund you receive when the tax you paid exceeds your actual tax liability. Understanding available rebates can significantly reduce your overall tax burden. Below is a clear guide to what tax rebates are, … Read more

If you are wondering what VAT stands for, VAT means Value Added Tax — a tax collected at each stage of production and distribution of goods. Since the introduction of the Goods and Services Tax (GST) in 2017, most indirect taxes have been subsumed under GST, but some goods and situations still fall under state … Read more

In 2018, the Government of India launched Ayushman Bharat Yojana, a major healthcare initiative designed to provide financial protection to millions of vulnerable households. As the world’s largest government-funded health programme, Ayushman Bharat aims to support the Sustainable Development Goals (SDGs) and advance Universal Health Coverage (UHC) by covering over 55 crore beneficiaries. Eligibility is … Read more

Understanding the meaning of microcredit is essential if you’re considering a small loan for your business. Microcredit provides targeted financing that helps small enterprises operate smoothly and address short-term needs. With the right funding, businesses can maintain working capital, cover unexpected costs, and invest in growth. It also enables aspiring entrepreneurs to move from idea … Read more

Investing in shares may seem complicated, but it doesn’t have to be. A stock SIP (Systematic Investment Plan) makes investing simple, affordable and consistent. It’s an excellent, beginner-friendly method to begin your stock market journey, allowing you to start without a large capital outlay or perfect market timing. Read on to learn what a stock … Read more