Getting a loan approved can feel like a big relief, but before you click accept there is one document you must read carefully: the Key Fact Statement (KFS). The KFS acts as a concise summary of your loan. It lays out the actual amount you will receive, the repayment schedule, total cost, and all applicable … Read more

You book a fixed deposit for a specific term, and typically you close it when it matures at the end of that term. If you need to withdraw funds before maturity, you must submit an FD closing application. Understanding the steps and options helps you access your money when required. Read on for a clear, … Read more

Have you heard the term “credit card settlement”? It’s an option to consider when you cannot pay your credit card bill in full due to a job loss, medical emergency, or other financial hardship. Credit card settlement means negotiating with your card issuer to pay less than the total outstanding balance in order to resolve … Read more

Looking to invest in a Fixed Deposit? As of 2025, Axis Bank offers FD interest rates that generally range from 3.00% to 7.10% for retail deposits, depending on tenure, deposit size and age. You can start investing with a minimum amount of ₹5,000 and choose options that match your financial goals and cash-flow needs. Rates … Read more

Do you know what deferment means? In banking, deferment is an arrangement that lets you delay scheduled payments to ease immediate financial pressure. Many loans and investment products offer this feature so borrowers can better manage cash flow. Read on to understand the concept of deferred payment, how it works, and when it can be … Read more

Hiring the right person is not easy. Beyond evaluating skills and aptitude, you must assess whether a candidate will align with your company values and fit into the team. The expense of a bad hire is widely acknowledged, but many organisations underestimate how large that cost can be. Costs extend beyond direct turnover and the … Read more

If you are planning a trip to South India, Kerala holiday packages offer an affordable and convenient option. Known as “God’s Own Country,” Kerala charms visitors with lush landscapes, serene backwaters, evergreen hills and sun-kissed beaches. Whether you seek relaxation, adventure or cultural experiences, Kerala’s variety makes it a memorable destination. Budget plays a crucial … Read more

Highlight: Employers use applicant tracking systems to streamline hiring, so it’s essential to create an ATS-friendly resume to improve your chances of passing initial screening. Table of contents: What is an applicant tracking system? Why do recruiters choose ATS? How does an ATS work? How to write CVs for Applicant Tracking Systems? FAQs on applicant … Read more

An economically strong and independent woman contributes significantly to households, communities and the nation—both financially and socially. Gender equality is not a seasonal topic but a critical issue that affects GDP, parity indices and overall economic growth. Research shows that women in India perform 9.8 times the unpaid labor that is typically measured; if valued … Read more

Have you ever wondered: How many employees live paycheck to paycheck? What is the connection between productivity and financial wellness? How many workers exhaust their retirement savings before they retire? How many employees, both men and women, believe their pay keeps up with the cost of living? Many employees do not discuss their financial struggles … Read more