Ever wondered why the monthly amount credited to your bank is different from the salary quoted in your offer letter? The gap comes down to the difference between CTC and in-hand salary. CTC (Cost to Company) is the total annual expense an employer bears for you, including basic pay, allowances, bonuses and employer contributions such … Read more

In the post-Covid-19 world, many households are still recovering financially, and no one wants the hassle of running from office to bank for loan approvals. Fortunately, digitisation has made borrowing far easier. With multiple lenders offering online credit, instant cash loan apps have become one of the most convenient ways to borrow when you need … Read more

Table of contents: How to be financially secure and check if you are there yet FAQs on financial security Financial stability is a goal many adults work toward. While it can feel daunting, achieving financial security indicates you have the freedom and resources to live with less stress and more choice. Young adults today especially … Read more

With paper money replacing heavy coins, carrying and circulating currency has become far more convenient. As legal tender, paper currency retains its value even in a digital era, and it is likely to remain an important part of everyday transactions for the foreseeable future. To appreciate how paper money functions today, it helps to know … Read more

Credit cards are a valuable financial tool when used wisely. Understanding APR (annual percentage rate) helps you manage card use responsibly and avoid unnecessary interest charges. Read on to learn what credit card APR is, the types you may encounter, and practical ways to reduce the rate you pay. What is Credit Card APR? APR … Read more

Managing multiple loan accounts isn’t complicated; it mainly requires discipline and organisation—skills that are essential for financial independence. With easy access to credit, many people carry several loans and credit cards. But if repayments are not kept up, your creditworthiness and overall financial health can suffer. Effectively handling all your loan accounts helps you: Pay … Read more

Financial well-being has become a major focus for corporate leaders around the world. The phrase “financial wellness” is widely used, yet it remains hard to define and even harder to implement—despite clear benefits for both organizations and employees. So how should we define it? Each professional has unique needs, goals, and circumstances, which makes financial … Read more

Compiled By: Anil SinhaAbout Anil: He is the Head of Engineering at Fibe. With over 15 years of experience, Anil is passionate about technology and strong leadership rooted in core human values. He has held techno-functional leadership roles, worked hands-on with code, and delivered complex products in distributed data processing, particularly in trade processing and … Read more

Women in India now have easier access to credit through digital lending platforms. Entrepreneurs, salaried professionals and freelancers can apply for loans from their smartphones without visiting a branch. These platforms streamline documentation and offer faster disbursals, making credit more accessible for women managing businesses, jobs or freelance work. AI ANSWER BOX (For Google AI … Read more

Advance income tax, commonly called “pay as you earn,” requires taxpayers to pay their tax liability in the same financial year the income is earned, but in instalments rather than a single lump sum. Payments can be made easily online via the Income Tax Department’s e‑filing portal. Certain rules determine who must pay advance tax … Read more