Compiled by: Alapinee Deshmukh, Human Capital & Sustainability Evangelist.About Alapinee: A Human Capital & Sustainability Evangelist, she is ER Lead at eCW. Nearly a year into the COVID-19 pandemic, our routines and workplaces remain far from pre-pandemic normal. One of the most visible and lasting changes has been the widespread shift to remote work, or … Read more

Compiled By: Xama Mehta About Xama: She is an experienced, progressive Assistant Manager Human Resource at eInfochips. She has over nine years of experience across several domains, including employee relations, HR operations, and engagement. Have you ever imagined a world led by women or dominated by matriarchs? For much of my life, I did not. … Read more

There’s no doubt that mutual funds remain one of the most reliable and accessible ways to build wealth. However, simply investing and waiting for years isn’t enough to maximise returns. Regularly analysing mutual fund performance—ideally every few months to once a year—helps ensure your investments stay aligned with your financial goals and risk tolerance. At … Read more

Planning for retirement often brings up an important concern: how can you preserve your savings while earning reliable returns? For many Indians aged 60 and above, senior citizen fixed deposits (FDs) remain a preferred choice. These schemes are established, dependable, and typically offer marginally higher returns than regular FDs, making them suitable for conservative retirement … Read more

Highlight: Human resource management plays a vital role in helping organizations improve effectiveness, uphold corporate governance, and address ethical concerns beyond financial results. As priorities shift, investing in environmental sustainability can redefine a company’s growth trajectory. By 2050 there could be more plastic in the ocean than fish. Pollution now contributes to a quarter of … Read more

Looking for ways to enjoy Diwali without overspending? This guide is for you. Festival season brings gift shopping, home décor, bonuses and celebrations — all of which can strain your budget if you’re not careful. Below you’ll find practical steps to: Plan a sensible Diwali shopping list Create an itemized list with prices to track … Read more

To choose the best investment option as a beginner, start by building your financial knowledge and understanding your risk tolerance. Aim for a balance between secure, low-risk instruments and diversified investments that can enhance returns over time. Your ideal mix will depend on your investment horizon, financial goals, and appetite for risk—India offers a wide … Read more

When considering a loan, one of the first things you should think about is repayment. Planning ahead is essential: budget for all monthly and yearly expenses and ensure your finances can comfortably cover the EMIs. Equated Monthly Instalments (EMIs) are determined by the loan amount, repayment tenure, and interest rate. Without a proper repayment plan, … Read more

Loan fraud has risen alongside the growth of the fintech sector, and it can affect anyone who uses financial services. Scammers often focus on people who struggle to access traditional credit, including: Elderly individuals Students People without stable employment Those with limited formal education People with low or no credit history Fraudsters use a range … Read more

Systematic Investment Plans (SIPs) are a disciplined way to build wealth over time. Once set up, SIPs typically debit your account automatically each month. If you face a temporary cash crunch or need to halt contributions for a short period, you don’t have to cancel your SIP outright—pausing it is a straightforward alternative. This guide … Read more