The best gift you can give your children this Children’s Day is the inspiration to pursue financial independence by teaching them the basics of savings and investing. Children learn habits from their parents—how you shop, save, and manage money influences them deeply. Introducing the habit of saving early is one of the most effective steps … Read more

As an IndusInd Bank customer, you can now reach support quickly through 24×7 toll-free customer care numbers. Whether you need help with phone banking, credit card services, NRI banking or loan-related queries, these helplines provide instant assistance over a call, reducing wait times and simplifying the process. The following is a complete, easy-to-use list of … Read more

Are you wondering why we request your bank statement and how to provide it? Fibe requires your bank statement to process personal loans efficiently and securely. Read on to learn what we use your statement for, how we protect your data, common mistakes to avoid, and the simplest ways to share your statement. How we … Read more

If you’re looking to calculate EMI in Excel for a personal loan, this guide will walk you through the process step by step. Calculating EMI before you apply helps you plan your monthly budget, compare lenders and choose the right tenure for your needs. Below you’ll find the Excel formula to compute EMIs, a worked … Read more

FASTag is a prepaid electronic tag that simplifies toll payments and speeds up journeys by eliminating the need for cash at toll plazas. It is linked to your vehicle and automatically debits toll charges from your FASTag wallet as you pass toll booths. To avoid delays and potential penalties, it’s important to check and maintain … Read more

You can purchase the iPhone 17 on EMI through several options such as credit card EMI, debit card EMI, personal loans and retailer finance. Buying the iPhone 17 on EMI in India is a practical way to get Apple’s latest handset without paying the full amount upfront. EMI choices include no-cost EMI, standard EMI, credit … Read more

Financial wellness programs, supported by accessible tools and resources, provide a strong foundation for employees to manage their personal finances. Although launching and sustaining these programs can require a meaningful investment, many organizations find they deliver measurable long-term returns through improved retention, productivity, and employee well-being. Organizations typically pursue multiple HR objectives—reducing turnover, increasing engagement, … Read more

Personal loans offer a range of practical benefits, and more borrowers are turning to them for planned expenses and unexpected needs. In recent years, personal loan usage has grown significantly — reaching approximately ₹40 lakh crore by February 2023 — driven in part by easier access through digital lending platforms. Digital lenders have changed the … Read more

Getting a loan without a PAN card is possible if you can provide an alternative form of identification. Advances in digital lending have made it easier to obtain credit online, including applying through a lender’s website or loan app even if you don’t have a PAN card. However, you still need to satisfy the lender’s … Read more

The comparison between APR and APY is important for understanding how interest affects borrowing and investing. APY (Annual Percentage Yield) shows the actual return on an investment by factoring in compounding, while APR (Annual Percentage Rate) indicates the total cost of borrowing by including interest and fees. Knowing the difference helps you make better financial … Read more