The global pandemic has created widespread economic uncertainty, and sudden changes can occur without warning. During such periods, banks, NBFCs, and other lenders often tighten lending norms. With layoffs and salary reductions, lenders worry about rising NPAs (non-performing assets), and unsecured products like personal loans come under greater scrutiny. Personal loans, which do not require … Read more

The newly launched Fibe Credit Card is a co-branded offering from Fibe and Axis Bank that combines convenience, rewards, and modern payment flexibility. Designed for everyday use, this numberless RuPay credit card brings several features that make transactions simpler and more rewarding compared with many traditional credit cards. One notable advantage is the ability to … Read more

Getting your first credit card is exciting but can feel daunting if you have little or no credit history. Lenders rely on credit scores and past repayment behaviour to assess risk, so a lack of history can make approval harder. Fortunately, not having a credit history doesn’t mean you can’t obtain a card. With the … Read more

Switching to solar energy is both environmentally responsible and financially sensible. With electricity prices rising, the Indian government supports solar adoption through subsidies and tax incentives, including benefits tied to certain solar loan products. Homeowners may receive direct subsidies for rooftop systems, while commercial users gain advantages through tax reductions such as accelerated depreciation and … Read more

Your PAN (Permanent Account Number) is an essential document for filing income tax returns and for many financial activities. Without a valid PAN, you may face limits on transactions—for instance, deposits or payments above ₹50,000 at a time can be restricted. Below are clear steps to apply for a PAN card both online and offline. … Read more

India is entering its peak festive season, with a stream of celebrations lined up one after another. Onam and Ganesh Chaturthi have just passed, and Navratri and Diwali are next on the calendar. Festivals bring joy, togetherness and gift-giving—clothes, electronics, automobiles and jewellery all become part of the celebration. Retailers and brands respond with aggressive … Read more

Long security lines, crowded terminals and delayed flights can make travel stressful. Credit cards that include complimentary airport lounge access offer a welcome respite from the hustle—providing quiet, comfortable spaces to rest, work or refresh before your flight. Airport lounges typically provide comfortable seating, complimentary Wi‑Fi, and food and beverages. Many travel-focused credit cards and … Read more

To report earned income and pay the required tax to the Income Tax Department, taxpayers must file one of seven Income Tax Return (ITR) forms by the prescribed due date. These forms capture income, deductions, expenses and other tax details, allowing both the taxpayer and the Department to calculate tax liability accurately. The correct ITR … Read more

Every year, the Union Budget determines whether salaried professionals get meaningful relief or simply update their payroll and move on. The Union Budget 2026-27, presented on 1 February 2026, was closely watched by India’s working middle class for potential income tax relief, support against rising living costs, and measures that could protect or create jobs. … Read more

A cancelled cheque is a commonly requested document in banking and finance. Whether opening accounts, applying for loans, or linking investments, many financial services ask for one. It provides your bank account details without enabling any transaction. However, many people are unsure what a cancelled cheque looks like or how to prepare one. This guide … Read more