Keeping track of your Union Bank account balance is easier than you might think. Whether you prefer a missed call, SMS, ATM, WhatsApp, net banking or an updated passbook, several convenient options let you check your balance within seconds—without visiting a branch. Ensure your mobile number is registered with the bank to use these services.
Below are the available methods and step-by-step instructions so you can choose the one that suits you best.
Different Modes Available to Check Union Bank Account
Here’s a quick overview of the methods you can use:
| Method | How It Works |
|---|---|
| Missed Call | Dial 09223008586 from your registered number and receive your balance via SMS |
| SMS Banking | Send specified codes to 09223008486 to receive balance or mini statements |
| ATM | Use your debit card and PIN at an ATM, select Balance Check or Mini Statement |
| WhatsApp Banking | Message 9666606060 on WhatsApp and follow the prompts for balance enquiry |
| Net Banking | Log in to Union Bank’s internet banking portal and select Balance Enquiry |
| Passbook | Visit a branch and have your passbook updated by a bank executive |
6 Ways to Check the Union Bank Account Balance
Each method below is described step-by-step so you can follow the simplest path for you.
- Check Union Bank Balance Through a Missed Call
The quickest option—no typing or login required.
- Step 1: Dial 09223008586 from your registered mobile number
- Step 2: Let it ring once and disconnect
- Step 3: You will receive an SMS with your latest account balance shortly
Note: An SMS charge of ₹2.50 + GST applies for domestic messages and ₹1.20 + GST for international messages.
- Union Bank of India Balance Enquiry Via SMS
If you prefer texting, use the SMS banking service with the following formats:
- Primary account balance:
- Step 1: Open your SMS app
- Step 2: Type UBAL and send it to 09223008486
- Step 3: You will receive your balance details via SMS
- Other account balance:
- Step 1: Type UBAL
Account Number - Step 2: Send it to 09223008486
- Step 1: Type UBAL
- Mini statement:
- Step 1: Type UMNS
Account Number - Step 2: Send it to 09223008486
- Step 3: Your recent transactions will be sent via SMS
- Step 1: Type UMNS
Note: An SMS charge of ₹2.50 + GST applies for domestic messages and ₹1.20 + GST for international messages.
- Check Union Bank Balance at the ATM
If you have your debit card, ATMs provide a quick balance check or mini statement.
- Step 1: Visit a nearby Union Bank ATM
- Step 2: Insert your debit card and enter your PIN
- Step 3: Select ‘Account Statement’ or ‘Balance Check’
- Step 4: Your balance and recent transactions will be displayed
To locate a nearby Union Bank ATM by SMS:
- Type UATM
Pin Code Location/City - Send it to 09223008486
- Union Bank of India Balance Check Via WhatsApp Banking
Use Union Bank’s WhatsApp service (Union Virtual Connect) for a conversational balance enquiry.
- Step 1: Save 9666606060 as a contact
- Step 2: Open WhatsApp and send ‘Hi’ to this number
- Step 3: Complete the one-time registration process
- Step 4: Send ‘Hi’ again after registration
- Step 5: Choose the menu option for ‘Balance Inquiry’
Your balance will be shared in the chat once you complete these steps.
- Union Bank of India Balance Enquiry Using Net Banking
Net banking provides a full online view of your accounts and balances.
- Step 1: Visit Union Bank’s official internet banking portal
- Step 2: Click on ‘Internet Banking’
- Step 3: Log in with your User ID and password
- Step 4: Select ‘Balance Enquiry’ or ‘Account Statements’
- Step 5: Your current balance and account details will be displayed
- Union Bank Account Balance Using a Passbook
For those who prefer traditional methods, a passbook is still reliable.
- Step 1: Bring your passbook to the nearest Union Bank branch
- Step 2: Request the bank executive to update the passbook
- Step 3: After updating, you can view your current balance and recent transactions
Keeping track of your balance helps you manage spending and know when you can make a purchase or need additional funds. If you need extra cash quickly, consider approved lending options offered by your financial service provider.
FAQs on Union Bank of India Balance Check
What is the missed call number to get the Union Bank account mini statement?
The missed call number for Union Bank balance enquiries is 09223008586.
How can I check my Union Bank balance online?
You can check your balance online through the bank’s net banking portal or the Vyom mobile application by logging in with your User ID and password and selecting ‘Account Statements’ or ‘Balance Enquiry’.
How can I check my Union Bank of India balance by missed call?
Dial 09223008586 from your registered mobile number. Let it ring once and disconnect; you will receive your balance via SMS.
How to check the Union Bank passbook online?
Use the Vyom mobile application or net banking to view electronic passbook details and transaction history.
How do I check my Union Bank balance via SMS?
Send ‘UBAL’ to 09223008486 for your primary account balance. To check another account, send UBAL
How do I register my mobile number with the Union Bank of India?
To register or update your mobile number, visit your home branch and complete the mobile registration form with required identification and account details.
What is the customer care number for Union Bank balance inquiries?
For quick balance checks, use the missed call number 09223008586. For other customer care needs, refer to the bank’s official channels.
What is the cost of using the Union Bank of India missed call service?
An SMS charge applies: ₹2.50 + GST for domestic SMS and ₹1.20 + GST for international SMS.