Understanding the differences between personal loans and credit cards helps you choose the right financing option when you need funds. Each product has distinct features, costs, and ideal use cases. Below is a clear, concise guide to how they differ, the pros and cons of each, and practical advice to help you decide which suits … Read more

Pursuing an MBA or a professional certification is a major investment. Costs can be substantial, especially for an MBA in India, where total fees often range from ₹10 lakhs to ₹35 lakhs or more. Proper planning and choosing the right financing mix are essential to manage expenses and protect long-term financial health. Top Methods for … Read more

Highlight: Are you planning to invest to secure your future? Before you begin, it’s essential to consider factors such as your investment objectives, the risks involved, and the strategies you will use. Read on to learn how to invest thoughtfully and with purpose. Investing is one of the most effective ways to reach financial goals … Read more

Mobile banking is a digital service that lets you access your bank account and carry out financial transactions using a smartphone or tablet. Using a bank’s official app, SMS or USSD services, UPI, or messaging channels such as WhatsApp banking, you can check balances, transfer funds, pay bills, manage cards, download statements and raise service … Read more

Some investors prefer broad market exposure, while others choose to align their investments with specific beliefs or trends. Thematic mutual funds serve the latter group. These funds focus on a single idea and select companies that contribute to or benefit from that theme. Themes can be broad—like clean energy—or narrow—such as urban transport upgrades. Regardless … Read more

Planning a bank visit in 2026? Before you step out, it helps to know when banks will be closed. In India, bank holidays follow an official calendar issued by the Reserve Bank of India (RBI). The 2026 bank holiday list includes national holidays, state-specific observances, and the 2nd and 4th Saturdays as well as all … Read more

Choosing between IMPS and NEFT for electronic fund transfers depends on several factors. Both systems enable convenient interbank transfers across India, but they differ in timing, limits, settlement method and certain operational details. Understanding those differences will help you pick the option that best suits your needs. Traditional payment channels and modern electronic systems coexist … Read more

Keeping track of your bank balance is essential for effective financial management. Axis Bank provides multiple simple and secure ways to check your balance, including missed-call balance enquiry, SMS, net banking, mobile apps, passbook updates, ATM checks, UPI and WhatsApp banking. These options let you confirm your available funds quickly without visiting a branch or … Read more

The COVID-19 pandemic and the resulting lockdowns have disrupted livelihoods across the globe, including in India. Many borrowers experienced a sharp fall in income, making it difficult or impossible to continue timely loan repayments. To provide temporary relief, the Reserve Bank of India (RBI) introduced a three-month moratorium on term loan repayments for March–May 2020, … Read more

Cash remains a common method for many types of transactions — income from a business, gifts, or personal savings accumulated over time. Making a cash deposit means placing physical currency into your bank account so those funds become available for withdrawals, transfers, or routine use. However, cash deposits are subject to rules set by the … Read more