This article lists leading instant loan apps in India that may approve personal loans even after another lender has rejected your application. It includes Play Store ratings, user review highlights and sourced data for each app, plus practical steps to boost your approval chances before you apply again. Having a loan application rejected is frustrating, … Read more

You can close a bank account—whether a savings or current account—in a few straightforward steps. Although closing an account isn’t something most people do frequently, understanding the correct process makes it simple when the time comes. Whether you are switching banks, relocating, or no longer need the account, following the right steps helps avoid problems … Read more

Planning to take a loan and wondering if you qualify? Lenders set specific eligibility standards, so getting an instant loan depends on meeting those conditions. Before diving into details, let’s cover the basics. What is an instant loan? An instant loan is a short- or medium-term loan designed to help individuals meet urgent financial needs. … Read more

Unified Payments Interface (UPI) is now one of India’s most widely used digital payment methods, enabling instant money transfers, bill payments and QR-code transactions directly from a mobile device. But what if you don’t have a linked bank account? Can you still use UPI? This article explains how UPI can work without a conventional bank … Read more

Don’t have a salary slip? You can still get a personal loan. Freelancers, self-employed individuals and those earning from rent or investments can apply using alternate income proofs. Lenders accept documents such as bank statements, ITRs, investment records and income certificates to assess your repayment capacity. With Fibe, you can get a personal loan without … Read more

Given the widespread appeal of fixed deposits, many financial institutions now offer corporate FDs. Common issuers include: HFCs (Housing Finance Companies) NBFCs (Non-Banking Financial Companies) The basic idea is straightforward: you deposit a sum for a fixed term and receive periodic interest. Corporate FD rates are often higher than bank FDs, which can boost returns, … Read more

Obtaining a bank loan is often a lengthy, paperwork-heavy process that requires multiple visits to a branch, detailed documentation, and strict credit checks. Banks typically ask for collateral, guarantors, or a specific purpose such as home purchase or education, backed by supporting documents. Many applicants face the possibility of rejection. Online instant loans remove much … Read more

Compiled By: Ashish Goyal, Co-Founder and CFO at EarlySalaryAbout Ashish: As CFO, Ashish shapes the company’s strategic direction and builds a broad funding profile. He is responsible for growing EarlySalary’s business and strengthening its market position, working closely with Co-Founder Akshay Mehrotra to align growth strategy and execution. Your first job marks the opening chapter … Read more

Investing in stocks and mutual funds helps grow your wealth, and dividends are one of the key benefits—an additional income companies pay to shareholders. However, dividends are taxable in India. Until March 2020, companies paid a Dividend Distribution Tax (DDT), so dividends were effectively tax-free in the hands of investors. Since April 2020 the tax … Read more

Financial emergencies can happen to anyone. To prevent life goals and immediate needs from being derailed, many people turn to loans and credit for support. Among the most common options are credit card loans and instant personal loans. These funds are typically unrestricted in use and can cover a wide range of personal or household … Read more