Growth funds are a popular choice for mutual fund investors seeking long-term capital appreciation. Rather than paying regular income, these funds aim to increase the value of your investment over time by investing in companies expected to grow faster than the market. If you are planning for retirement, saving to buy a home, or building … Read more

Regularly checking your credit card balance is a smart financial habit. Knowing your balance tells you how much you owe the card issuer, which helps with budgeting and planning payments. Tracking balances regularly can prevent late fees and unnecessary interest by allowing you to schedule payments ahead of due dates. Below is a clear explanation … Read more

Highlight: Employee wellbeing is the direct consequence of a balance between sufficient income and affordable expenses. We often hear the phrase “money can’t buy happiness.” While that is true in many respects, having access to resources can provide comfort, security, and opportunities that improve life satisfaction. As living standards rise, expectations and lifestyle costs follow. … Read more

EMI options have made retail purchases far more accessible. You now see EMIs offered on phones, laptops, appliances and many other products. These instalment plans are simpler than before — you often don’t need a credit card to convert a purchase into monthly payments; a debit card is enough. But the question many people ask … Read more

If you have been following GST developments, you may have seen that the 56th GST Council meeting, chaired by Finance Minister Nirmala Sitharaman, recommended some of the most significant changes since GST was introduced. These Next Gen GST reforms are intended to simplify taxation, make bills easier to understand and provide relief to household budgets. … Read more

Table of contents: KYC for banks KYC fraud Three important tips from SBI to avoid KYC scam Reporting KYC fraud FAQs on KYC scam As the country moves toward a cashless, digitised economy, digital payments have grown rapidly. Alongside this convenience, however, has come a rise in cyber fraud. One of the frequent threats customers … Read more

When managing taxes and preparing various forms, many salaried professionals wonder how to maximise available tax benefits. If you’re looking for practical ways to reduce your tax liability as a salaried employee, this guide outlines the key options and considerations. The Income Tax Act provides several exemptions and deductions, but the benefits you can claim … Read more

At some point in a managerial role, we may question whether our team is sufficiently focused to deliver strong results. A well-coordinated team produces faster, more productive outcomes that benefit both the organisation and its people. Yet employees can lose connection with this goal and gradually slip into lower performance. Often this decline begins with … Read more

Linking your Aadhaar to your mobile number is essential for identity verification, accessing services such as banking and insurance, and keeping your personal information secure. When your mobile number is linked with Aadhaar, you can receive OTPs for transactions, retrieve your Aadhaar if needed, and use Aadhaar-based services without delay. You can link your number … Read more

Highlight: As the world reopens, flexible workplace policies introduced during the pandemic are likely to remain. Here’s why. The COVID-19 pandemic forced organizations worldwide to adopt remote work almost overnight. Initially, many struggled with technology gaps and coordination challenges, but as working from home became the norm it revealed new benefits: improved productivity, greater convenience, … Read more