After the 2008 global financial recession, Martin Khor, then Director of South Centre, observed: “The causes of the global financial crisis are to be found in the financial and economic policies of the developed countries, primarily the United States (US). Developing countries are not responsible for it, but they are now seriously affected.” Widespread crises … Read more

A Recurring Deposit (RD) account is an easy, disciplined way to save: you deposit a fixed amount every month and earn interest over a pre-determined tenure. RD interest rates are typically higher than those on regular savings accounts, making recurring deposits a low-risk option for structured financial planning. You can open an RD account with … Read more

Motor insurance protects you from the financial consequences of vehicle accidents, theft, or damage you cause to others. In India, third-party motor insurance is mandatory under the Motor Vehicles Act, 1988. Whether you are trying to understand what a policy covers, compare plans, or renew online, this guide offers a clear, practical overview. Motor insurance … Read more

A Financial Wellness Program extends beyond traditional employee benefits, covering more than retirement planning and contribution information. A well-rounded program helps employees develop practical financial knowledge, manage money effectively, and build a healthy, sustainable relationship with their finances. Many forward-looking companies recognize the value of these programs. Before implementing them, employers often ask fundamental questions, … Read more

If you’re struggling to pay your credit card bills because of high interest rates, a credit card balance transfer can be an effective solution. When balances carry over month to month, interest compounds on the outstanding amount, making it harder to reduce debt. Moving that balance to a card with a lower rate can reduce … Read more

Highlight: Snap out of your comfort zone – it’s time to start making your own (brilliant) financial decisions. Follow these simple rules of investing if you are a first-time investor. Investing is the cornerstone of building long-term wealth and achieving financial goals. By creating a balanced investment portfolio and contributing regularly, you grow your savings … Read more

There are moments when you need quick cash for family expenses, medical emergencies, or unexpected repairs. In those situations you may prefer not to dip into your savings. A personal loan is a practical option because lenders allow you to borrow funds without restricting the purpose for which they’re used. With rising inflation, building savings … Read more

Do personal loans affect mortgage applications? The short answer is yes. Even though personal loans are unsecured and home loans are secured, any existing credit impacts your application for a second loan. Your personal loan can influence everything from eligibility to interest rates. Read on to understand how a personal loan can affect your chances … Read more

As India confronts the second wave of COVID-19, questions about health insurance coverage for treatment and hospitalisation have increased. Many policyholders want to know the exact procedures and documents required when filing a claim for COVID-19-related medical expenses. If you need to claim health insurance for COVID-19 hospital care, there are two main options: a … Read more

Need ₹5,000 urgently? Today you can apply for a ₹5,000 loan online and get funds in minutes. The application is fully digital with minimal paperwork, fast verification and instant bank transfer. Small-ticket loans are ideal for emergencies such as medical expenses, unexpected repairs, sudden travel or temporary cash shortages. Digital lending platforms streamline the process, … Read more