Public Provident Fund (PPF) is one of India’s most trusted long-term savings instruments. It combines tax benefits, steady government-backed returns and a 15-year lock-in period, making it ideal for investors focused on disciplined, tax-efficient wealth accumulation. But circumstances sometimes require early access to funds. Below is a clear, SEO-friendly guide to PPF withdrawal rules, premature … Read more

Many people confuse a CIBIL score with a credit score. In fact, a CIBIL score is one type of credit score; a credit score in general measures your creditworthiness based on past repayment behaviour and overall financial standing. India has four main credit bureaus authorised by the RBI to produce credit reports, and TransUnion CIBIL … Read more

Investors increasingly care about more than just financial returns. Environmental responsibility, fair treatment of stakeholders, and strong corporate governance are now key factors in evaluating companies. ESG funds reflect this shift. If you’re asking, “what is ESG invest?” these funds focus on companies that meet specific environmental, social, and governance criteria. What Does ESG Stand … Read more

Highlights: Expands cash loans business to more than 150 cities Added several senior leadership roles in the past six months Committed to deepening the financial ecosystem for young, aspirational Indians Pune, India, 29 August 2022: Fibe, formerly known as EarlySalary and one of India’s largest consumer lending fintechs, has closed a Series D funding round … Read more

In digital banking, PINs protect your money, but many users get confused by the different types. A common question is: “Is MPIN and UPI PIN the same?” At first glance they look similar—both are 4- or 6-digit codes entered to approve transactions—but they are not identical. Each serves a distinct purpose and functions on different … Read more

A credit builder loan is different from a traditional loan. As the name implies, it is designed to help people improve their credit scores. Whether you are new to credit or have a low credit score, this type of loan can be a useful tool to build creditworthiness. Below is an overview of how credit … Read more

The Income Tax Act, 1961 is the cornerstone of India’s direct tax system. Enacted by the Indian Parliament, this legislation governs how income is assessed, taxed and administered across the country. It affects salaried individuals, professionals, businesses, investors and all entities that earn income in India. A clear understanding of this Act helps taxpayers meet … Read more

In the winter session of 2019, a Member of Parliament from the National Congress Party introduced the Right to Disconnect Bill, which would allow employees to remain offline after working hours. The proposed law would give workers the right to ignore work-related calls, emails and messages once the workday ends or during holidays. The question, … Read more

Before you look for lenders that use Experian, it’s important to know what an Experian credit score represents and why lenders care about it. Financial institutions use this score to evaluate your credit eligibility based on past borrowing and repayment behaviour. Your Experian score can influence whether a loan is approved and the terms you … Read more

GSTIN (Goods and Services Tax Identification Number) is your unique GST identity used to log in and file returns. Think of it as your GST account number for compliance and tracking. If you’ve ever filed a GST return and wondered, “Did it actually go through?”, you’re not alone. Regularly checking your GST filing status helps … Read more