When shopping for a TV under ₹20,000, researching your options is essential. Many models in this price range offer smart features such as internet connectivity, OTT apps, voice assistants and more. Several also deliver impressive picture and sound quality, giving you a range of choices to match your needs. Financing makes it easier to buy … Read more

To remove late payments from your credit report, start by reviewing the entries carefully to confirm whether they are accurate. If you find an error, report it to the credit bureau or the lender and provide supporting documentation. After you inform them, request correction or removal; the bureau can often fix mistakes or the lender … Read more

Merchant banking plays a vital role in the financial ecosystem. In India, more than 200 SEBI-registered merchant banks serve large and mid-sized businesses, high-net-worth individuals, and institutional investors. These institutions differ significantly from retail banks and other financial entities in the services they offer and the clients they serve. If you run a growing enterprise … Read more

When you open a savings account, banks usually require you to maintain a specific balance throughout the month known as the Monthly Average Balance (MAB). Keeping this balance helps you avoid MAB penalties and allows the bank to manage funds efficiently while offering services without extra charges. Understanding what MAB means and how MAB charges … Read more

Highlight: Employee burnout has risen sharply during the pandemic. Here’s how employers can recognize and reduce burnout among remote workers. Employee burnout, or job burnout, is a psychological response to prolonged stress and excessive workload. It often results in physical and emotional exhaustion, reduced motivation, and diminishing performance. Employers must watch for signs of burnout … Read more

Capital receipts represent non-operating income that either decreases a company’s assets or increases its liabilities. In other words, these are proceeds from occasional capital activities rather than from routine business operations. They are recorded as part of an organisation’s balance sheet rather than the profit and loss statement because of their capital nature. Capital receipts … Read more

Looking for a quick loan but worried about scams? This article explains what a loan shark is and how to identify one before it becomes a problem. Loan sharks still operate both offline and online, sometimes posing as legitimate digital lenders. They lure borrowers with promises like “instant cash,” “no paperwork,” or “zero interest,” but … Read more

For many people, payday is the highlight of the month. Whether it means dining out, buying new clothes, or taking a short weekend trip with loved ones, receiving your salary brings relief and options. The rise of online shopping—with large discounts and vast product choices—adds to the temptation and the ease of spending. Yet this … Read more

A professional loan and a personal loan are two common ways to obtain unsecured credit. If you are self-employed or planning to start or grow an independent career, either option can help you arrange necessary funds. Although both loan types provide unsecured financing, they differ in features, eligibility, documentation and permitted uses. Knowing these differences … Read more

By Aamir Devra Compensation & Benefits, KPIT The relationship between an employer and an employee is one of the most complex in modern work life. At first glance it appears straightforward—an exchange of work for compensation—but on closer inspection many underlying factors influence how that relationship functions and how effectively teams perform. Employers aim for … Read more