Obtaining a personal loan with a credit score of 700 is attainable, but it can be more difficult and expensive than for borrowers with higher scores. While many lenders view 700 as a good score, some prefer a cutoff above 750. That difference can affect interest rates, loan size, or approval odds. To put this … Read more

By- Lucky Kulkarni, Group Head HR, Jeena & Company Over the years I have observed Human Resources evolve from a back-office administrative function to a strategic leader in organisational growth. HR now touches every layer of decision-making, planning and execution. Defining roles and responsibilities across the business, HR can no longer remain traditional; it must … Read more

It’s February, and with Valentine’s Day around the corner, flowers, chocolates, and romantic getaways are top of mind. Regardless of age, gender, or marital status, the joy of giving something meaningful to someone you care about is priceless. This year, consider a lasting gift: thoughtful financial planning that creates security and fond memories for years … Read more

As a taxpayer, knowing the income tax filing deadlines helps you avoid penalties and interest and plan your finances. Timely awareness of these dates makes it easier to set a filing schedule and prevent last-minute hassles. Typically, the regular deadline to file income tax returns for a financial year is 31 July of the assessment … Read more

Putting aside small amounts each month is often easier than saving a large sum at once. Recurring deposits (RDs) are built for this habit: you invest a fixed amount every month and receive assured returns at the end of the term. UCO Bank, a long-established public sector bank in India, provides recurring deposit products that … Read more

Payments in India are evolving rapidly. UPI (Unified Payments Interface) has already transformed daily transactions by making them fast, secure, and widely accessible, and it plays a central role in the Digital India initiative and the push toward a cashless economy. Recently, the National Payments Corporation of India (NPCI), working with the Reserve Bank of … Read more

A term loan is a practical financing solution when a business faces a cash shortfall. Companies need working capital to manage daily operations and pursue growth opportunities—expenses such as rent, raw materials, supplier payments and utilities all require steady funding. Continue reading to understand what a term loan is, the different types available, and the … Read more

Checking your Bank of Baroda (BOB) account balance is now quick and convenient. You don’t need to visit a branch or an ATM; instead, use the Bank of Baroda balance enquiry number or one of the digital channels to get instant updates. Whether you prefer a missed call, SMS, WhatsApp, or internet banking, these services … Read more

EMI stands for Equated Monthly Instalment — the fixed monthly amount a borrower pays to repay a loan over a chosen tenure. Each EMI includes a portion of the principal and the interest charged by the lender. EMIs are commonly used for a variety of loan types, including: Personal loans Home loans Car loans Education … Read more

Solar power is a widely adopted renewable energy solution. Installing solar panels is a significant step toward reducing electricity bills and lowering your carbon footprint. This guide explains the installation process and important considerations so you can make informed decisions and get the most from your solar investment. Continue reading to understand how solar installation … Read more