Keeping track of your Central Bank of India account balance should be simple and quick. Whether you’re at home, at work or on the move, several convenient options let you check your balance in seconds—no branch visit required.
This guide explains each method, including the bank’s balance check numbers, so you can choose the option that suits you best.
Different Modes Available for Central Bank Balance Enquiry
Here is a summary of the methods you can use to check your Central Bank of India balance:
| Method | How It Works |
|---|---|
| Customer Care | Call the toll-free number and follow the IVR to hear your balance |
| SMS Banking | Send a text with your account number and MPIN to receive balance details by SMS |
| Missed Call | Give a missed call to the designated number and get balance details by SMS |
| Net Banking | Log in to the internet banking portal and view balance under Account Details |
| Mobile Banking | Use the Cent Mobile or m-Passbook app to see your balance instantly |
| ATM | Use your debit card at an ATM and select Balance Enquiry |
| UPI Apps | Link your CBI account to a UPI app and view balance after entering your UPI PIN |
7 Ways to Check the Central Bank of India Balance
Below are step-by-step instructions for each available method to check your CBI account balance.
1. Central Bank of India Balance Check Through Customer Care
Calling customer care is straightforward and requires no internet.
- Step 1: Dial the appropriate toll-free number:
- 1800 3030 – for regular customers
- 1800 203 1911 – for pensioners
- Step 2: Follow the IVR prompts
- Step 3: Choose the balance enquiry option
- Step 4: Your account balance will be read out
No app or internet is needed—just a quick call.
2. Central Bank of India Balance Check Through SMS Banking
SMS banking delivers your balance to your phone via text.
- Step 1: Open the messaging app on your registered mobile number
- Step 2: Type: BALAVL
<4-digit MPIN> - Step 3: Send the message to 9967533228
- Step 4: Receive your account balance by SMS shortly after
Ensure you are registered for the bank’s mobile banking services before using SMS banking.
3. Central Bank of India Balance Check by Missed Call
A missed call method requires no data or typing—just call from your registered number and hang up.
- Balance enquiry: Give a missed call to 9555244442 from your registered mobile number
- Mini-statement (last 3 transactions): Give a missed call to 9555144441
The requested details will be sent to your phone via SMS, and the service is free.
4. Central Bank of India Balance Enquiry Through Net Banking
Net banking provides a full online view of your accounts.
- Step 1: Visit the Central Bank of India website and go to Internet Banking
- Step 2: Select ‘Login’ under ‘Personal Banking’
- Step 3: Enter your User ID, password and Captcha
- Step 4: Proceed to ‘Account Details’
- Step 5: Click ‘View Account Details’ to see your balance
Register for net banking in advance if you haven’t already.
5. Central Bank of India Balance Enquiry via Mobile Banking
Use the bank’s mobile apps for quick access on your phone.
Cent Mobile
- Step 1: Open the Cent Mobile app
- Step 2: From the home screen, use the ‘Account Picker’
- Step 3: Select your account to view the ‘Available Balance’
m-Passbook
- Step 1: Open the m-Passbook app
- Step 2: Log in with your credentials
- Step 3: View the passbook to see balance and recent transactions
6. Central Bank of India Balance Check at ATM
ATMs provide an immediate on-screen balance and optional mini-statement.
- Step 1: Insert your debit card into the ATM
- Step 2: Enter your ATM PIN
- Step 3: Select ‘Balance Enquiry’
- Step 4: View the balance displayed on screen
- Step 5: Optionally, choose ‘Mini-statement’ to print recent transactions
7. Central Bank of India Balance Check Through UPI Apps
If your CBI account is linked to a UPI app, you can check balance there.
- Step 1: Log in to your UPI app with the security code
- Step 2: Tap on ‘Accounts’
- Step 3: Select your Central Bank of India account
- Step 4: Enter your UPI PIN
- Step 5: The account balance will be displayed
This works only if your CBI account is already linked to your UPI ID.
FAQs on Central Bank of India Balance Enquiry
How can I check my Central Bank of India account balance?
You can check your balance using any of these seven methods: net banking, mobile banking, SMS, ATM, UPI app, toll-free customer care, or missed call services.
How can I get a bank statement via SMS?
Give a missed call on 9555144441 to receive a mini-statement containing your most recent three transactions via SMS.
How do I activate CBI mobile banking services?
To set up mobile banking via the m-Passbook app:
- Download the m-Passbook app
- Select your preferred language
- Enter your User ID and registered mobile number
- Enter the OTP you receive
- Generate a User ID and MPIN to complete registration
How can I check my Central Bank of India balance with a missed call?
Give a missed call on 9555244442 from your registered mobile number to receive your account balance by SMS.
Are there fees for the missed call service?
No. The missed call balance enquiry service is free when you call from your registered mobile number.
Does the Central Bank of India charge for SMS services?
Yes. As of May 2023, SMS charges were 48 paise per SMS and are billed monthly by the bank.
Are there other ways to monitor my account balance?
You can opt to receive monthly email statements, use net banking or mobile apps, call customer care, or use SMS and missed call services to keep track of your balance.
How often can I check my balance?
There is no limit on how frequently you can check your account balance. For real-time access, use the Cent Mobile or m-Passbook apps, or call the missed call number as needed.
Are balance inquiry services available 24/7?
Yes. Online services such as net banking and mobile apps are available 24/7, and the missed call facility is also accessible at all hours.