An installment loan is a common credit product offered by banks and non-banking financial companies (NBFCs). You borrow a specific amount and repay it, along with interest, in regular installments over an agreed period. This structure helps spread out large expenses into manageable monthly payments. People typically use installment loans for purposes such as: Paying … Read more

Personal finance is the practice of managing your money and making thoughtful financial choices. The core principles of personal finance guide you in using your income, controlling expenses, growing investments, and handling debts so you can reach your goals and improve long-term financial wellbeing. Income Expenses Investments Debts Personal finance covers budgeting, retirement planning, investing … Read more

After closing your loan, obtaining a loan closure certificate or No Objection Certificate (NOC) is essential. This document proves you have repaid the loan in full and completes required legal formalities that follow repayment. Below is a clear explanation of what an NOC is, the typical format of a loan closure certificate, and why you … Read more

If there’s one sector as dynamic as fintech, it’s EdTech. Educational technology is reshaping how learners and instructors interact, transforming traditional approaches to education. Many organizations already use EdTech in some capacity, and the industry’s growth shows no sign of slowing down. EdTech addresses several long-standing challenges in education and workforce training. Because it supports … Read more

Different types of loans help cover a range of expenses by bridging financial shortfalls. Banks, NBFCs and other lenders offer loan products based on intended use, borrower eligibility and each lender’s internal policies. Because borrowing involves paying interest, finding affordable rates should be a priority. Equally important is planning repayments carefully, since missed or late … Read more

Want to apply for a personal loan with a CIBIL score of 600? It can be more challenging because many lenders prefer higher scores. Your credit score is a key indicator of your creditworthiness and plays an important role in loan eligibility and terms. The table below summarises common credit score ranges and what they … Read more

By: Srihari S. About the Author: He leads Talent Management and Digital HR for a medical technology company and serves as Director of Human Resources, bringing over 15 years of industry experience. Mention organisational restructuring in a hallway and you’ll likely get an eye-roll. Seasoned employees often say they’ve seen the drill, revising and re-revising … Read more

Thinking about installing solar panels but concerned about the cost? A solar panel loan in India lets you spread the expense into simple EMIs, similar to a home or car loan. Lenders require you to meet specific eligibility criteria and submit a few standard documents, making the process straightforward. This guide explains the eligibility rules, … Read more

Personal loan apps let you borrow money quickly and conveniently from your phone. Whether it’s an unexpected repair, a medical bill, or a paycheck that’s a few days away, these apps can deliver funds to your account in minutes without visiting a branch or filling out stacks of paperwork. With many choices available, it can … Read more

This article presents the top 10 marriage loan apps in India for 2025, with verified interest rates, processing fees and eligibility details for each. Whether you are planning a small ceremony or a multi-day celebration, this guide helps you pick the right app and rate for your budget in minutes. Weddings in India are expensive. … Read more