Compiled By: Balakrishnan NarayananAbout Bala: He is the head of analytics at Fibe with over 15 years of experience in the banking and finance industry. At Fibe he builds machine learning and analytical capabilities across risk, marketing, and customer analytics. For his work solving complex business problems, Bala was listed among the top 100 Data … Read more

Your Provident Fund (PF) account is a dependable way to build long-term financial security. Yet many employees struggle to locate or recall their PF account number, especially when changing jobs or trying to access their account online with the Employees’ Provident Fund Organisation (EPFO). This guide explains what a PF account number is, how it … Read more

Understanding how to download bank statements in PDF format is essential for tracking expenses, verifying transactions, and applying for loans. A typical bank statement provides key details such as: Account holder’s name Account number Charges and fees Deposits Withdrawals Deductions Many lenders, including fintech providers, require PDF bank statements when you apply for personal loans … Read more

Compiled By: Sandeep RaghunathAbout Sandeep: He is the Head of Human Resources at Fibe, with more than 10 years of international HR experience across multiple industries. Do you remember the rush on crowded metros during office hours, the team meetings for corporate projects, and those long days at the workplace? Those routines feel like a … Read more

For lenders, credit repayment history and overall creditworthiness are among the most important factors when deciding whether to approve a loan. A borrower’s credit report captures these elements, and lenders access that report using a control number in the CIBIL document. Also known as the Enquiry Control Number (ECN), this identifier helps lenders catalogue and … Read more

Highlight: Get a low-salary loan with competitive interest rates from Fibe. Personal loans are more accessible than many other loan types. Financial institutions generally prefer borrowers with steady incomes because reliable wages increase the likelihood of timely repayments. However, having a modest salary does not automatically disqualify you from obtaining a personal loan. Lenders evaluate … Read more

The current IndusInd Bank fixed deposit (FD) interest rates make it a compelling option for conservative investors. With rates available up to 8.25% per annum, an FD with IndusInd Bank delivers stable, predictable returns while preserving your capital against market volatility. This makes it suitable for savers seeking security alongside steady income until maturity. Below … Read more

Virtual credit cards (VCCs) are digital versions of your physical credit card that issuers provide on request to protect your card information during online transactions. With the rise in online fraud, phishing and fake e-commerce sites, VCCs reduce the risk of exposing your primary card details. When you create a virtual credit card, your issuer … Read more

For manufacturing and other sectors such as medical, mining, and IT, acquiring the right equipment is essential for growth and productivity. To avoid draining working capital, businesses can either finance equipment purchases or lease machinery for a defined period. Understanding the differences and benefits of each option helps you choose the best solution for your … Read more

Highlight: Planning to take a personal loan using your PAN card? Read this guide to understand key points before you apply. Unexpected expenses—medical emergencies, weddings, debt repayment, or urgent home repairs—can arise at any time. A personal loan is a common solution for immediate financial needs. Today, many lenders offer personal loans both online and … Read more