Whether it’s an Equifax credit report or a TransUnion CIBIL report, lenders review your credit history and score when you apply for any form of credit. These reports offer a snapshot of your financial behaviour and help lenders assess your creditworthiness. You may notice that your score can differ between bureaus, and lenders may check … Read more

Everyone dreams of becoming a millionaire or billionaire, but only a few build extraordinary wealth. While some assume that millionaires inherit their fortunes, many notable individuals have become self-made millionaires or billionaires through their own efforts, without a family inheritance. If you want to become a self-made millionaire, it’s possible — but there are no … Read more

Unexpected expenses can arise at any time, and an instant cash loan can be an efficient way to handle them. Several online platforms and apps in India now offer quick digital loans. Fibe is one such platform, providing Instant Cash Loans up to ₹5 lakh within minutes. Benefits of an Instant Loan from Fibe Loan … Read more

With millennials increasingly relying on credit to manage daily life, financial education has never been more important. Financial literacy improves outcomes for employees and offers clear benefits for employers. When staff have stronger money-management skills, they are less likely to face financial hardship and stress, which translates into higher productivity and lower absenteeism. Fewer emergency … Read more

A PAN Card isn’t only for adults — it can be an important financial document for minors as well. From opening a bank account to holding investments or becoming a nominee, getting a PAN for a child early helps establish a clear financial identity and supports better money management. You can apply for a PAN … Read more

Debt consolidation is the process of taking a new loan to pay off existing debts, typically unsecured ones. Multiple obligations are combined into a single loan with terms that are more favorable to you. A debt consolidation loan is usually an unsecured personal loan used to roll several debts—such as credit cards, personal loans, and … Read more

India’s banking landscape is varied, serving people across income levels, professions and regions. Large commercial banks dominate urban finance, while cooperative banks remain essential for strengthening local economies and meeting community financial needs. At the same time, the rise of digital-first lenders has filled gaps left by traditional institutions. Platforms like Fibe offer faster access … Read more

Table of contents: How much are Indians borrowing and repaying? What are Indians borrowing for? Why is there a great demand of loans or credit? Instant cash loans: The next wave FAQs on the increased demand for personal loans India’s consumer credit market has expanded rapidly in recent years and is now at an 11-year … Read more

Ever heard of a “money mule” scam? Scammers recruit people to move or receive funds through their bank accounts on behalf of criminals. Often the person recruited doesn’t realise the money is tied to fraud, theft, or money laundering. The Reserve Bank of India (RBI), through its RBI Kehta Hai campaign, is raising awareness to … Read more

Mutual funds in India can be classified in several ways. One common distinction is how they are managed: active or passive. Active funds aim to outperform the market through frequent stock selection and timing. Passive funds take a different approach, simply mirroring a market index such as the Nifty 50 or Sensex. They do not … Read more