UPI has made payments effortless, but it has also created opportunities for scammers. According to reports, more than 2.7 million fraud cases worth around ₹2,145 crore have been recorded in recent years, highlighting the scale of UPI-related crime. Below is a clear, practical guide to the most common UPI payment scams so you know what … Read more
Investing doesn’t always require a large lump sum. A recurring deposit (RD) lets you save a fixed amount each month, offering disciplined saving with assured returns at maturity. The Central Bank of India, one of the country’s oldest public sector banks, provides RDs that are secure, flexible and easy to manage. The Central Bank of … Read more
Struggling to keep up with EMIs because of changes in your financial situation? It happens to many borrowers. Extending your loan tenure can lower your monthly payment, help you avoid missed payments, and protect your credit score when done for the right reasons. Below is a clear guide on when to consider extending your loan … Read more
Highlight: Receiving a bonus is exciting — whether you spend it or invest it — but using it to repay debt doubles the benefit. If you need extra funds after using your appraisal or performance bonus, Fibe can help. Diwali brings celebration and the customary Diwali bonus. Each year employees eagerly await this extra payout … Read more
A mobile phone loan makes it simple to buy the latest smartphone without paying the full amount up front. Smartphones today span a wide price range, from around ₹1,500 to over ₹1.5 lakh, and higher-end models from established brands often offer superior features and longer lifecycles. Given these prices, it’s important to plan how you … Read more
Choosing the right auto loan is as important as choosing the car itself. When buying a vehicle, you want it to meet your needs and stay within your budget — the same care should go into selecting an online car loan. While getting an instant car loan online can be quick and convenient, rushing the … Read more
Credit card reward points are incentives card issuers provide to cardholders for using their cards. With each eligible purchase, you earn a certain number of points based on the card’s rewards program. These points can be redeemed for products, discounts, travel benefits, or a cash equivalent, depending on the issuer’s terms. Read on to understand … Read more
UPI has made sending money faster and more convenient than ever. With a few taps you can pay friends, shop online or settle bills instantly. But in that speed, mistakes can occur — you may accidentally send money to the wrong person. Fortunately, this happens frequently and there are clear steps you can take to … Read more
Growing your wealth through mutual funds requires more than choosing a single promising fund; it demands thoughtful planning, active management and prudent risk control. One of the simplest and most effective risk-management tools is diversification. Diversification in mutual funds means spreading investments across equities, bonds and multiple sectors so that weak performance in any one … Read more
Many furniture brands offer a wide selection of stylish, functional pieces to suit different tastes and needs. However, furnishing a home or doing a room makeover can be expensive. Instead of using all your savings, taking a personal loan for furniture can help you spread the cost while keeping emergency funds intact. Below is a … Read more