Online transactions are increasingly common, especially among younger, tech-savvy users. Still, cash deposits and other paper-based transactions remain a routine part of banking. When you make a physical cash deposit, you generally need to complete a deposit slip. Understanding what a bank deposit slip is and how to fill it out correctly helps ensure your … Read more

There are several types of mortgage loans available in India, including: Loans for purchasing a home Loans for buying commercial property Loans against property Lease rental discounting Property documentation is central to the approval process for these loans. The loan amount, tenure and terms are typically based on the value of the mortgaged property and … Read more

The top loan apps for people with business or variable income in India include Bajaj Finserv, Fibe, PaySense, KreditBee and Moneyview. These platforms offer flexible eligibility checks, digital processes and fast disbursal, making them suitable for borrowers who do not have traditional salaried income. If you are self-employed in India—whether you run a small business, … Read more

If you’ve been wondering how to start investing in mutual funds online in India, the process is simpler than ever. Whether you are saving for the future, building wealth, or beginning your financial journey, mutual funds provide a convenient and flexible way to grow your money. You don’t need deep stock market expertise to get … Read more

If you have a lump-sum amount, a Fixed Deposit (FD) typically yields slightly higher returns because the entire sum earns interest from day one. If you prefer to save gradually, a Recurring Deposit (RD) is better suited. Both options are low-risk and regulated by the Reserve Bank of India (RBI). Choosing between FD and RD … Read more

Microfinance, in simple terms, means providing banking and financial services to people who lack access to traditional financial institutions. These services help individuals meet personal and business goals while also improving cash flow and liquidity in the wider economy. When a large portion of the population cannot access formal financial services, economic growth is held … Read more

Managing personal finances can feel overwhelming when monthly income must cover bills, EMIs and savings goals. A simple budgeting framework can make this easier. One widely used and practical method is the 50/30/20 rule. Understanding the 50/30/20 Rule of Money The 50/30/20 rule divides your monthly take-home income into three clear categories: 50% for needs … Read more

Fixed deposits (FDs) are a safe, reliable way to grow your savings with guaranteed returns and low risk. Whether you are saving for future goals, building an emergency fund, or planning retirement, FDs offer predictable interest over a fixed tenure. Bandhan Bank provides a variety of fixed deposit schemes with competitive interest rates and flexible … Read more

Obtaining a personal loan with a credit score of 700 is attainable, but it can be more difficult and expensive than for borrowers with higher scores. While many lenders view 700 as a good score, some prefer a cutoff above 750. That difference can affect interest rates, loan size, or approval odds. To put this … Read more

By- Lucky Kulkarni, Group Head HR, Jeena & Company Over the years I have observed Human Resources evolve from a back-office administrative function to a strategic leader in organisational growth. HR now touches every layer of decision-making, planning and execution. Defining roles and responsibilities across the business, HR can no longer remain traditional; it must … Read more