If you’re looking to secure your child’s financial future, opening a minor account online is a practical and effective option. A minor savings account helps you build funds for education, hobbies, and emergencies while introducing your child to money management from an early age. Many banks and financial institutions now provide streamlined online application processes … Read more
Credit scores, commonly referred to as CIBIL scores (Credit Information Bureau India Limited), are a key metric lenders use when evaluating applications for personal loans and credit cards. Following RBI guidelines, banks are required to review an applicant’s CIBIL score during the evaluation process. A low CIBIL score signals poor credit management and makes you … Read more
Downloading an SBI bank statement lets account holders access a clear record of transactions for a chosen period. This guide describes how to download an SBI statement online via Net Banking and the YONO mobile app, and how to obtain statements offline at ATMs or branches. It also explains ways to check an SBI mini … Read more
You can check your HDFC Bank account balance instantly using several methods: missed call service, SMS banking, WhatsApp banking, net banking, the mobile app, ATMs or UPI apps. The quickest option is to place a missed call from your registered mobile number or send an SMS; you will receive your balance details within seconds. Regularly … Read more
Highlight: Get to know the top 7 benefits of offering your employees a financial wellness program. Read till the end to know how a financial wellness program can improve your business. Offering financial wellness programs to employees produces clear benefits for workers and employers alike. Employees gain tools to manage money and reduce stress, while … Read more
A financial portfolio is a curated collection of assets—stocks, bonds, cash equivalents, real estate, art and other investments, including liabilities. Portfolios may be held directly by individual investors or managed by financial advisors, accountants or fund managers. A well-constructed portfolio reflects an investor’s goals, time horizon and risk tolerance. Building a stable portfolio is essential … Read more
Compiled By: Sandeep RaghunathAbout Sandeep: He is the Head of Human Resources at EarlySalary, with over 10 years of international HR experience across industries. The Coronavirus (COVID-19) pandemic has disrupted businesses worldwide, strained finances, and created widespread concern. As infections and fatalities have risen globally, protecting health and sharing accurate information has become essential. At … Read more
Taxes such as income tax, GST and import-export duties are mandatory in India. Attempting to avoid these obligations by hiding income or falsifying records constitutes tax evasion. A lack of understanding about what qualifies as evasion and the legal consequences can lead to serious financial and legal trouble. Tax evasion is the illegal practice of … Read more
Highlight Section: All you need to know about Salary Advance Loans: Eligibility, Documentation, processing, and why you should get one! Sound financial planning includes keeping contingency funds for unexpected events. Many households set aside a portion of monthly income for emergencies, yet even careful planning cannot prevent every cash shortfall. Salaried employees who face unforeseen … Read more
As more young professionals enter the workforce, their personal needs and ambitions are rising too. Increasingly, people turn to personal loans to meet both short-term and long-term goals—whether that’s a dream vacation or finally purchasing an expensive item they’ve kept in their shopping cart for months. Personal loans offer a flexible solution for unplanned or … Read more