Buying an iPhone 13 on EMI is now simpler thanks to numerous online financing options. Using a credit card, you can convert the purchase into affordable monthly instalments. Many plans offer 100% financing, which means no down payment is required — you only pay the monthly EMI amount.
The Fibe Axis Bank Credit Card is one such option that lets you buy the iPhone 13 on easy EMIs. Start by comparing the available variants and choosing the model that fits your needs. Below is an overview of the iPhone 13 series, how to buy it on EMI, and what benefits you can expect.
Features of the iPhone 13
With newer iPhone models released, prices for the iPhone 13 have become more affordable online. The iPhone 13 lineup includes the iPhone 13, 13 Mini, 13 Pro and 13 Pro Max. Here’s a concise summary of their key specifications:
| Features | iPhone 13 | iPhone 13 Mini | iPhone 13 Pro | iPhone 13 Pro Max |
|---|---|---|---|---|
| Colours Available | Red, Starlight, Midnight, Blue, Pink and Green | Red, Starlight, Midnight, Blue, Pink and Green | Graphite, Gold, Silver and Sierra Blue | Graphite, Gold, Silver and Sierra Blue |
| Storage Capacity | 128GB / 256GB / 512GB | 128GB / 256GB / 512GB | 128GB / 256GB / 512GB / 1TB | 128GB / 256GB / 512GB / 1TB |
| Display Size | 6.1 inches | 5.8 inches | 6.1 inches | 6.7 inches |
| Camera Setup | Rear: 12MP + 12MP Front: 12MP |
Rear: 12MP + 12MP Front: 12MP |
Rear: 12MP + 12MP + 12MP Front: 12MP |
Rear: 12MP + 12MP + 12MP Front: 12MP |
| Price | ₹59,900 | ₹44,999 | ₹74,999 | ₹79,999 |
Disclaimer: The prices above are indicative and may change based on merchant offers and availability.
Benefits of Shopping for an iPhone on EMI with a Credit Card
After selecting your preferred iPhone 13 model, choose a payment method that fits your budget. Paying via credit card EMI is a popular choice because it often eliminates the need for an upfront down payment and lets you spread the cost over several months.
The Fibe Axis Bank Credit Card allows full conversion of the purchase amount into EMIs, making it possible to avoid any down payment. Key advantages of using this card for an iPhone 13 EMI include:
- Avoids the need to save the full purchase amount upfront
- Frees up income to buy accessories or cover other expenses
- Offers flexible repayment tenures so you can choose an EMI that fits your budget
- Provides cashback benefits on eligible transactions
- Includes dining discounts at partner restaurants
- Lets you link the card to your UPI ID for convenient transactions
- May include travel perks like complimentary airport lounge access and fuel surcharge waivers depending on the plan
How to Get an iPhone 13 on EMI?
Purchasing the iPhone 13 on EMI using the Fibe Axis Bank Credit Card is straightforward. Follow these steps:
Step 1: Select and purchase the iPhone 13 variant you want and opt for the EMI facility.
Step 2: Choose a repayment tenure, typically between 6 and 24 months.
Step 3: Pay any one-time processing fee required by the lender or merchant.
Step 4: Authenticate and confirm the transaction as per the issuer’s process.
Use an EMI calculator to estimate monthly payments based on the chosen tenure and interest rate. This helps ensure the EMI fits comfortably within your monthly budget.
Financing an iPhone purchase with the Fibe Axis Bank Credit Card is designed to be convenient. You can apply through the Fibe app or the issuer’s website and complete the purchase with minimal hassle.
FAQs on Buying an iPhone 13 on EMI
Can I take the iPhone 13 on EMI?
Yes. You can buy an iPhone 13 on EMI through several routes, including credit card conversion, consumer durable loans, or a personal loan. Credit card EMI options often allow zero down payment and flexible tenures up to 24 months.
What is the cost of the iPhone 13?
The cost varies by variant and retailer. On official listings, the iPhone 13 starts at around ₹59,900 in India, but prices can vary based on storage, offers and availability.
How much down payment do I need to make on my iPhone 13?
If you opt for a full-amount conversion through a credit card like the Fibe Axis Bank Credit Card, you may be able to finance the entire purchase with zero down payment. Confirm the exact terms and any fees with the card issuer before proceeding.