You can check your HDFC Bank account balance instantly using several methods: missed call service, SMS banking, WhatsApp banking, net banking, the mobile app, ATMs or UPI apps. The quickest option is to place a missed call from your registered mobile number or send an SMS; you will receive your balance details within seconds.
Regularly checking your HDFC Bank balance helps you monitor spending and plan finances. HDFC provides multiple online and offline balance-check options so you can access account details anytime, anywhere.
HDFC Balance Check – A Quick Summary
| Method | Type | How to Use | Availability | Key Requirement |
|---|---|---|---|---|
| Missed Call | Offline | Give a missed call to HDFC balance enquiry number | 24×7 | Registered mobile number |
| SMS Banking | Offline | Send SMS in prescribed format | 24×7 | Registered mobile number |
| WhatsApp Banking | Online | Send “Hi” on HDFC WhatsApp number | 24×7 | Registered mobile number + WhatsApp |
| Net Banking | Online | Login to HDFC Net Banking portal | 24×7 | Customer ID & Password |
| Mobile Banking App | Online | Check via HDFC Mobile Banking App | 24×7 | App login credentials |
| ATM | Offline | Visit ATM and check balance | Bank hours (varies) | Debit card & PIN |
| Passbook Update | Offline | Visit branch and update passbook | Branch hours | Passbook |
| Customer Care | Offline | Call HDFC helpline | 24×7 | Verification details |
| UPI Apps | Online | Check balance via UPI apps (GPay, PhonePe etc.) | 24×7 | UPI PIN |
HDFC Balance Enquiry with a Missed Call
When you opened your HDFC Bank account, you would have provided a mobile number and email for communications. From that registered mobile number, you can place a missed call to 1800-270-3333 to get your account balance instantly. The call disconnects automatically and the available balance is sent to your phone by SMS.
HDFC Balance Enquiry through SMS
To receive balance details via SMS, you must first register for HDFC’s SMS banking. If not yet registered, send “register” from your registered number to 5676712. After successful registration, sending “bal” to the same number returns your account balance. This is an easy and quick way to check your balance without logging into any app.
HDFC Balance Enquiry using WhatsApp
WhatsApp banking is another convenient option. Make sure the WhatsApp number is the same as your registered mobile number. The service is available 24/7. To use it:
- Step 1: Save the number 70-700-222-22 in your contacts and send “SUB” via WhatsApp.
- Step 2: Send a WhatsApp message “Hi” to that number.
- Step 3: Begin the chat to receive your account balance and other services.
These numbers provide quick access to your balance without visiting a branch or ATM.
Alternative Ways to Check HDFC Bank Account Balance
Besides missed calls, SMS and WhatsApp, HDFC offers several other secure ways to check your account balance:
HDFC Bank Balance Check Through Net Banking
Log in to HDFC Net Banking using your customer ID and password to view account balance and transaction history. Net banking provides 24/7 access to account information and additional services from your computer or tablet.
HDFC Mobile Banking App
The HDFC mobile banking app mirrors net banking features in a mobile-friendly interface. Register with your customer ID and password, then log in to view balances, recent transactions and manage other banking tasks on the go.
ATM
Use any HDFC ATM to check your account balance with your debit card and PIN. Many ATMs also allow mini statements and printing of balance slips.
UPI App
UPI apps offer quick access to account balances once your HDFC account is linked. Ensure your account is correctly linked to the UPI app and you know your UPI PIN to view balance and perform transactions.
With these options for HDFC Bank balance checks, you can pick the most convenient method for your needs and stay informed about your finances.
FAQs on HDFC Balance Enquiry
How to check my HDFC Bank account balance?
Existing HDFC customers can check balances by giving a missed call to 1800-270-3333, sending “bal” to 5676712, or messaging via WhatsApp at 70-700-222-22. You can also use internet banking, the HDFC mobile app, ATMs or any supported UPI app.
Can I check my HDFC Bank account balance by phone?
Yes. Phone-based options include the missed call service, SMS banking and WhatsApp service, all accessible from your registered mobile number.
How to check HDFC Bank account balance through net banking?
Log in to net banking with your customer ID and password, navigate to the account summary or accounts section, and view your current balance and recent transactions.